What a poor year, my portfolio is down from 11% to -11%.
Mostly because of HSBC, MFC, both of them took 73% of my portfolio and they're all went south. In addition to some short fried CAT, MCD, I know I'm not a stir fry player. Let me focus back to just long term investment.
In 2011, I added Vitasoy and KO in my long term portfolio, so far they make me feel safe in such economy.
Look for the seeing what's going to happen in 2012.
If this will be the end of the world in 2012, this portfolio doesn't really make any interest factor.
Showing posts with label 財務自由之路. Show all posts
Showing posts with label 財務自由之路. Show all posts
Saturday, December 31, 2011
Tuesday, January 4, 2011
Investment Summary 2010
Here goes 2010. many ups and downs this year, just like roller coaster. Really challenge my patient. At the end of the end, my portfolio drop from +19% in 2009 to +13% in 2010, and total invested increase is only 7k.
With HBC, GE, MFC and WFC, I added AIA, JNJ, and KFT. just pull down more the ratio of HBC to 70%. Once again, I see myself putting most of the investment on financial sector, so I'm planning to add KO into my portfolio if there is a chance and look for other stock which gives decent dividend, should add more later. Stock market seems to going up for 2011, big drop may not happen in anytime, may be I will just hold the cash and wait in 2011.
Plan on basic emergency fund is just a fail in 2010, so I setup direct deposit to force myself putting money on it. Annual budget become even tighter. I only have $300 wreckless spending for 2011. I'm not sure if this is good, but it will be a tough year for me. Car payment still have 15 months to go. I think Roth IRA should be unrealistic in 2011. Totally feeling there is no way for me to turn around this year.
Holding my breath to rush through 2011.
With HBC, GE, MFC and WFC, I added AIA, JNJ, and KFT. just pull down more the ratio of HBC to 70%. Once again, I see myself putting most of the investment on financial sector, so I'm planning to add KO into my portfolio if there is a chance and look for other stock which gives decent dividend, should add more later. Stock market seems to going up for 2011, big drop may not happen in anytime, may be I will just hold the cash and wait in 2011.
Plan on basic emergency fund is just a fail in 2010, so I setup direct deposit to force myself putting money on it. Annual budget become even tighter. I only have $300 wreckless spending for 2011. I'm not sure if this is good, but it will be a tough year for me. Car payment still have 15 months to go. I think Roth IRA should be unrealistic in 2011. Totally feeling there is no way for me to turn around this year.
Holding my breath to rush through 2011.
Thursday, December 31, 2009
Investment Summary 2009
It has been a dramatic year, my portfolio raise from -21% in 2008 to 19% in 2009.
Besides HBC, I added GE, MFC and WFC, just want to pull down more the ratio of HBC to about 30-40%(currently 86%). In addition, I see myself putting most of the investment on financial sector, therefore I put JNJ and KFT into my watch list, should add more later.
Other than stock, I think I should consider widen my basic emergency fund. Budget is reducing due to the rise of my monthly spending(i love my new toy) and family pressure. Also want to add Roth IRA into my low risk investment. Half of my annual budget will probably gone for them.
How can I live good and not spending seems to become my biggest practice and concern in 2010. Cheers
Besides HBC, I added GE, MFC and WFC, just want to pull down more the ratio of HBC to about 30-40%(currently 86%). In addition, I see myself putting most of the investment on financial sector, therefore I put JNJ and KFT into my watch list, should add more later.
Other than stock, I think I should consider widen my basic emergency fund. Budget is reducing due to the rise of my monthly spending(i love my new toy) and family pressure. Also want to add Roth IRA into my low risk investment. Half of my annual budget will probably gone for them.
How can I live good and not spending seems to become my biggest practice and concern in 2010. Cheers
Monday, August 31, 2009
月供股票 - 2009.08
匯豐8月買入價$82.76, 平均買入價變成$68.38, 匯豐好野...
美股方面,繼續買ge同mfc,都只係少量既貨,因為要顧及未來幾個月既開支...
九月同十月通常係股災月, 到時真係跌到心目中既價位,我相信我會落多注...
美股方面,繼續買ge同mfc,都只係少量既貨,因為要顧及未來幾個月既開支...
九月同十月通常係股災月, 到時真係跌到心目中既價位,我相信我會落多注...
Friday, July 31, 2009
月供股票 - 2009.07
匯豐7月買入價$61.38, 平均買入價變成$67.73, 終於上水啦...
美股方面,自己意志力不足,經常抱著會跌既心態, 令自己一啲都買唔到,十分羞愧...
投資組合已經變成正數, 7月既升幅令整體上升15%, 快得有啲令自己不敢相信, 基本因數不是沒有變嗎???
美股方面,自己意志力不足,經常抱著會跌既心態, 令自己一啲都買唔到,十分羞愧...
投資組合已經變成正數, 7月既升幅令整體上升15%, 快得有啲令自己不敢相信, 基本因數不是沒有變嗎???
Monday, June 15, 2009
月供股票 - 2009.06
匯豐6月買入價$67.80, 平均買入價變成$68.15.
升浪令自己既投資與成本貼近, 但浪尾跟隨其後, 或會係較月尾時間入一d其他貨平衡風險...
Update: 6-22-09
趁著大市回落, 就的起心肝買入左共不超過$500既 GE 同 MFC, 小小地一注, 開始美股月供之路...
升浪令自己既投資與成本貼近, 但浪尾跟隨其後, 或會係較月尾時間入一d其他貨平衡風險...
Update: 6-22-09
趁著大市回落, 就的起心肝買入左共不超過$500既 GE 同 MFC, 小小地一注, 開始美股月供之路...
Friday, June 12, 2009
狂賀- 回復自由身
係2月經計算後, 發現如果將自身債務還清後先再投資, 會比兩樣同時進行虧損得更少, 再加上當時對股市既下跌變得有點驚慌, 投下既金錢未必係短時間上水, 所以就放棄於3月股市底部買貨, 轉向先還清債務...
事實證明我既睇法錯左,股市係3月底部反彈33%-50%, 自己本來想入既貨反彈更高達100%-250%. 只能心嘆自己技不如人, 未能係大家都慌亂期間冷靜面對...回正題, 債務本身就只有student loan, 餘額大概仲有70%,想將還款末期推至10月, 好等自己不至太窮, 但當餘額大概仲有40%時, 心諗就只有這麼一點點, 窮兩三個月不要緊吧, 就咁就還清晒...
自由身還真感覺良好...
事實證明我既睇法錯左,股市係3月底部反彈33%-50%, 自己本來想入既貨反彈更高達100%-250%. 只能心嘆自己技不如人, 未能係大家都慌亂期間冷靜面對...回正題, 債務本身就只有student loan, 餘額大概仲有70%,想將還款末期推至10月, 好等自己不至太窮, 但當餘額大概仲有40%時, 心諗就只有這麼一點點, 窮兩三個月不要緊吧, 就咁就還清晒...
自由身還真感覺良好...
Friday, May 15, 2009
Friday, April 17, 2009
Saturday, March 14, 2009
portfolio update
added tax and fee into account, calculated everything in USD, took me 3 hours to complete...
now the gain and loss can clearly stated, what's next?
now the gain and loss can clearly stated, what's next?
Friday, March 13, 2009
月供股票 - 2009.03
買入$40.39, 平均買入價變成$88.10, 匯豐$28供股, 仲要12供5, 唔多唔少打亂左我既計劃.
已經决定左供, 但係就會搵機會停左月供佢, 因為匯豐比重會太大...
為分散風險, 已經物色左幾間穩健既公司, 係dow再跌破7000後侍機買入并以月供方式增持...
已經决定左供, 但係就會搵機會停左月供佢, 因為匯豐比重會太大...
為分散風險, 已經物色左幾間穩健既公司, 係dow再跌破7000後侍機買入并以月供方式增持...
Friday, February 13, 2009
Thursday, January 15, 2009
Wednesday, December 31, 2008
Monday, December 15, 2008
月供股票 - 12月
每個月都以比上月更低既價錢月供, 今個月係$86.79.
我說不怕就一定是騙你的, 但止要keep著正現金流入, 月供還會繼續. 因為我相信海嘯結束後, 會瘋會係最早企返起身既一個...
我說不怕就一定是騙你的, 但止要keep著正現金流入, 月供還會繼續. 因為我相信海嘯結束後, 會瘋會係最早企返起身既一個...
Friday, November 14, 2008
Wednesday, October 15, 2008
月供股票 - 10月
今個月用左5月開始月供計劃以黎最低既買入價$109.66. 最終成本價被大幅拉低, 加上中期既dividend以股代息, 成本降至$123.87.
帳面既虧損正慢慢變大, 但眼見自己既401k比自己既表現更差, 自己既表現算係唔錯. 10月係傳統股災月, 但無論市況如何, 能夠調整心態先最重要, 因為自己對所投資既公司有信心, 就唔會唔理蝕幾多都賣出去. 其次就係要保著份工, 因為有工做先有現金流繼續投資.
依家已經計劃係下年1月開始投資美股, 因為唔需要成日麻煩身邊既人. 但最擔心既係要預備一筆錢下年買車, 到時支出變大得唔可能投資, 都係要好好計劃一下將來一年要點郁啲錢...
帳面既虧損正慢慢變大, 但眼見自己既401k比自己既表現更差, 自己既表現算係唔錯. 10月係傳統股災月, 但無論市況如何, 能夠調整心態先最重要, 因為自己對所投資既公司有信心, 就唔會唔理蝕幾多都賣出去. 其次就係要保著份工, 因為有工做先有現金流繼續投資.
依家已經計劃係下年1月開始投資美股, 因為唔需要成日麻煩身邊既人. 但最擔心既係要預備一筆錢下年買車, 到時支出變大得唔可能投資, 都係要好好計劃一下將來一年要點郁啲錢...
Monday, September 15, 2008
月供股票 - 9月
每次買入價都比成本價低, 令成本慢慢下降.
今次以成本$124.03買入, 會瘋股價仲企得好硬, 令跌市中我仲可以好安心...
雷曼玩完, AIG又廢左武功, 相信大家信心大減, what's next...
今次以成本$124.03買入, 會瘋股價仲企得好硬, 令跌市中我仲可以好安心...
雷曼玩完, AIG又廢左武功, 相信大家信心大減, what's next...
Friday, August 15, 2008
Tuesday, July 15, 2008
月供股票 - 7月
會瘋買入價$118.55, 平均買入價跌至$128.53...hoho
unexpected cash dividend, almost able to get 1 share...will see what happen 3 months later...
unexpected cash dividend, almost able to get 1 share...will see what happen 3 months later...
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