Investment Summary 2009

It has been a dramatic year, my portfolio raise from -21% in 2008 to 19% in 2009.
Besides HBC, I added GE, MFC and WFC, just want to pull down more the ratio of HBC to about 30-40%(currently 86%). In addition, I see myself putting most of the investment on financial sector, therefore I put JNJ and KFT into my watch list, should add more later.

Other than stock, I think I should consider widen my basic emergency fund. Budget is reducing due to the rise of my monthly spending(i love my new toy) and family pressure. Also want to add Roth IRA into my low risk investment. Half of my annual budget will probably gone for them.

How can I live good and not spending seems to become my biggest practice and concern in 2010. Cheers

變幻原是永恆

don't tell me about religions or god, the only eternity is change...

I will happy to see things around change to good side, cry out loud when change to bad side, and that's just life, it's moving forward...

but i'm sure i don't feel comfortable about rapid changes now, love you all...

Wants or Needs???

STEVE JOBS AT HOME IN 1982 — “This was a very typical time. I was single. All you needed was a cup of tea, a light, and your stereo, you know, and that’s what I had.” —Steve Jobs
Copy from Diana Walker: The Bigger Picture

I'm single, maybe all I need is really just a cup of tea, a light and my computer(come on!! it's 2009 now). I admit that I'm a minimalist, so maybe one day I invite you to my house warming party and you only see these 3 things. But who will come to my house warming party anyway??? I don't have friends.

玻璃樽內的可樂

可樂一直被玻璃樽蓋封著
隔著厚厚的玻璃, 可樂一直不能看清外面的世界
面貼著玻璃往外望, 矇矓中什麼也看不見, 可樂只感覺到從玻璃傳過來的冰冷

婉君將可樂樽從雪櫃中取出,拿給在後園剛完成加建工程的家明
家明: 謝謝, 有了造好的這個小涼亭, 我們以後可以飯後坐在這乘涼了
家明將樽蓋打開, 可樂從細小樽口, 看見了天空
可樂: 噢, 天空真美, 外面的世界一定很漂亮
可樂快樂地感受著太陽一刻的溫暖, 便被家明咕嚕咕嚕的喝進肚裡

家明: errrrrr....真爽
家明嘔出一大團胃氣, 是汽水的副作用
還冰冷的玻璃樽望著家明呼出的口氣, 彷彿看著可樂的靈魂, 飛向溫暖的太陽, 最後在大氣中慢慢消失...

月供股票 - 2009.08

匯豐8月買入價$82.76, 平均買入價變成$68.38, 匯豐好野...

美股方面,繼續買ge同mfc,都只係少量既貨,因為要顧及未來幾個月既開支...
九月同十月通常係股災月, 到時真係跌到心目中既價位,我相信我會落多注...

back to school 2009

Admitted by cal state fullerton for master degree of software engineering. I went to their orientation today.

Since it's a online program, people started forming team today, as we won't meet each other until next year. Our team members now has 5 people, 4 gals and 1 guy, i really feel like i'm back to the old days now...

我的心又驚,我的心又喜...school start on 8/24, let see how i can handle...

藍海策略

very interesting book. It defines a competitive market as bloody red ocean, which enterprises are fighting market share by low price strategy on their identical products. Company which wins in the red ocean has to pay heavy price such as company development. So, enterprise shall develops their new market where there is no competitor yet. There are lots of example on how enterprise can create their own blue ocean and secure its market through blue ocean strategy. One of the well known example is Nitendo wii...

I know I did a suck review, but for poeple who work on marketing field, this is a highly recommended book.

I'm a software engineer guy, why am i reading it....haha...